Save money, hassle, and headache. How do I know I can trust these reviews about Comenity? I made a request not to be contacted by the bank! I then tried to setup an account online to make payments. Within a 1 week period, they lowered my credit limit on 1 card by $100 (I have never been late or missed a payment on this card), they closed another account for "inactivity" even though I used the card within the last 3 months, they increased my credit limit to $780 on another card. They will decrease your limit or close your account once you pay it off or have a large available credit they snatch it right from you! Their customer service is horrible, more like a collectors. I in turn paid off my other promo six months early and told them I refuse to pay that fee and will dispute it with the credit bureau. The account is closed anyway at this point so what does that even mean?? I do not want a late payment report on my credit and they have no way of allowing me to resolve this reasonably so I am at a loss and need help. Out of the three payments they claim two were late so they assessed late fees. The short version, I didn't get a statement or any notification of an amount due and was assessed a $29 late fee plus interest. Our content is intended to be used for general information purposes only. She gave me an amount to bring the Ulta card up to current, which I paid. Localized fat deposits in the abdomen and flanks. My payment is due 07/10/22 and according to the site, it will only waive fees until 07/02/22. After that, purchase APR of 28.99%. Heaven forbid you need a late charge waived, they act like its coming out of their own check!!! I was told that if I opened an account with Comenity Bank and paid off the balance within 12 months I would not be charged any interest. I filed a police report as soon as Comenity Bank told me there were fraudulent transactions on the first cards. She said youre a credit risk. I was lost for words that even if I was late on one occasion as I was with my Victoria's Secret Card this bank should have a grace period after the due date allowing time for it to get there but instead you get penalized with late fees of $39.00 over and over. 'Cause hard working individuals should not pay for late fees over and over after US postal money orders of payments on the products I ordered and I wrote a small note stating that I want to end the credit card 'cause I paid the full total off of $99.00 but then couple days after the payment I receive in the mail another pink envelope with a higher amount stating they did not receive the pay and another late fee of $39.00 added.

4 days later, my outside bank email me there was a insufficient funds transfer of $1,000,000 on my account and I was charged $25 insufficient funds fee. I had an 18-month promotion with Wayfair which used Comenity Bank. Once our investigation is complete we will mail a response letter directly to you that contains our findings.

I DO NOT RECOMMEND THIS BANK FOR YOUR FUTURE FINANCIAL HELP. Procedures|Body Plastic Surgery|Mommy Makeover. I applied for an Ulta card and a Sephora card within 2 days of each other. They will not talk to me because the account is in my wife's name. Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. My payment was due the 12th of January. Third, the story about excessive inquiries was untrue so whyre are you lying. How did we use your credit report? Ive paid them all off and I would NEVER use them again! International Association of Better Business Bureaus. Most commonly, this comprehensive treatment consists of breast enhancement and abdominal contouring, though the exact procedures will depend on the unique needs and goals of each patient. Comenity Bank charged me twice finance charged before my 12 months was up. **Minimum payments are required for each Credit Plan.

Their system automatically divided my balance into 12 easy payments and pushed the first payment one month out causing me to be one month late on my final payment. I was like 2 - 3 days late of my payment date when I called to ask for help with the late fee and pay off the account. Ok, so if that's the case, how could you have received my payment to credit to my account and still charge me the late fee. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. After trying to get them to assist me, all I got was a rude attitude back. BBB Business Profiles are subject to change at any time. Comenity told me the only way to receive my funds is by wire ($25 charge) or by check. I called and now the fixed it but they are very sorry because they know they ruined my credit but there is nothing they can do to help me. Don't fool with the scammers over here. The majority of patients look and feel well enough to return to work within two weeks after surgery. Can you please help me. When trying to resolve this matter, I spoke with a very rude and defensive supervisor in the Fraud department who kept speaking over me. They won't help or negotiate properly.

It doesn't seem toaster if the payment arrives on time. Its a horrible bank that only care about ways to steal your hard earned money and they will do literally anything to do it even if Im sure its borderline illegal. 6/28/22 a payment for $200.00 On purchases of $250 for 6 months and $500 for 12, 18, and 24 months made with your Alphaeon Credit Card. I dont agree with the letter that the bank sent me. BBB is here to help. From start to finish of your treatment, our goal is to make your mommy makeover experience as stress-free as possible, and we will do everything in our power to ensure you achieve your desired outcome with exceptional care. Which one is it? I said yes because I have not received either card.

Well guide you through the process. ****** ******. This action cannot be undone. This is the worst company I have ever dealt with. The balance was divided into 12 payments with the first payment due on 1/16/19.

|. She said our decision to close the cards has nothing to do with the fraud on the cards you never received. I always pay my bills on time, however, I accidentally missed a payment by 2 days and was charged a late fee. I only found out after checking my credit report that the account had been closed for 2 months! I was charged another late fee and they refused to take it off! I have a few Comenity credit cards. I had an account opened for me erroneously meaning most likely I had my identity stolen. All things considered, many patients find that their scars tend to fade to a certain degree and become less noticeable over time, and most women who undergo a mommy makeover feel the physical and emotional benefits of treatment are completely worth any scarring in the end. Ive made payments on these days and my money has yet to be credited which Im being charged a late fee and its being claimed on my credit for high usage and late payments Always have paid on time. At the very worst, they could have charged me a late fee for missing the minimum payment when they could clearly see I paid my promo off to the penny as it stated on my bill. They wont waive anything regardless of your situation (my mother passed away and they couldnt care a less)!! YOUR BEST YOU IS CLOSER THAN YOU THINK LOOK, FEEL, AND BE YOUR BEST WITH Alphaeon CREDIT! I even paid a month ahead and close to the end of my promotion being up. DO NOT OPEN any credit cards with them. Rather than stuffing a bra or simply hoping for the best, this three-dimensional imaging allows for you to visualize what the breast lift with or without implants may look like on your own body. I called Comenity and asked why didn't they stop the transfer only to be told the bank cannot stop a transfer once it is started. To obtain your free report, contact: How can you get more information about credit reports? I called Comenity Bank the same day I made the mistake and asked them to stop the transfer. They lied to me. At the time of your consultation, he will listen carefully as you explain what bothers you about your post-pregnancy figure, providing recommendations for which procedures would be most appropriate for your needs and goals. These payments were mailed out twelve days before the due date but they claim they did not receive them until the day after the due date. I accept the business's response to resolve this complaint. 14.99% APR for 24, 36, 48, or 60 months. Any additional procedures or supplementary needs (such as pre- or post-operative medications) will also affect the total expense of treatment. It is common for these women to wish they could have their breasts look like they did while breastfeeding. Three months ago when I thought I am done paying them. Comenity bank are liars and they lost a good paying customer. I used their statement guidelines which is in red for promos and paid exactly what they said to pay to avoid interest charges.

Having completed extensive aesthetic fellowship training in both breast and body surgery, Fort Worth plastic surgeon Jon Kurkjian, MD is highly skilled in developing and performing customized mommy makeovers, ultimately helping mothers regain their pre-pregnancy physiquesor even better! I have attached the definition so you can see the violation! I was told there was NOT anything they could do to help me, so an eighty dollar balance has turned into a $170.00 balance and is still growing because they refuse to help. Please be aware, there are a number of different credit scoring systems available, and each uses a different range of numbers. Of course, all credit companies want to make money, because these guys are out for blood. Minimum payments are required for each Credit Plan.*. I made a mistake requesting a bank transfer. A mommy makeover can be ideal for treating a variety of breast and body changes that women often experience after having their children. By clicking "Cancel", this form will not be submitted and you will return to https://goalphaeon.com/. please tell the bank not to send me letters. Two common questions I hear from women considering abdominoplasty (tummy Continue Reading, Can I Still Breastfeed After Breast Augmentation? Your credit score can change, depending on how your credit history changes. I had a credit card with the Stage stores. I ended up paying double of the item amount I bought from Wayfair. Two years ago I took a loan with dental first financing for the amount of 2500 dollars. If I could rate them a zero I would. LOL, they were the only inquiry. I need this refund to be located and either be rejected and sent back to NCL or a check be sent directly to me as soon as possible. It is absolutely vital that these instructions are followed to the letter, as they will include guidance on how to properly care for your incisions and reduce the potential for post-operative complications. So I closed my account and paid the late fee. (a)Disclosure of fact of preparation I called support, that was a bad experience, unprofessional and rude staff, sounded like they were having a party in the background. Unknown fees of $2000+ has appeared on the account.

I used the card to make a purchase and pay it off trying to build credit. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. They lied! Dedicated to providing individualized care and treatment to each and every patient, Dr. Kurkjian will follow you through the entire mommy makeover healing process. I have tried to call all week but the automatic phone service at Comenity sends me directly to customer service sense it is a new card. Additionally, the skill and experience of the plastic surgeon can impact pricing, as can the area of the country in which the practice is located. This has happened so many times that I am paying this account off next week and I will NEVER do business with Comenity Bank ever again!! Special financing option** for purchases of $250 or more and credit limits up to $35,000 with the ability to use your card again at thousands of doctors' offices nationwide. What is a credit report? Do not do business with this bank or you will suffer too. I called and ask them to look at last few years and they could care less. With pregnancy, the tummy contour is considerably affected as the skin and muscles stretch. Calls credit report company, (Transunion) they have no answer for me either. Then on my VS which I rarely use, just a card to build/maintain credit, they close to inactivity (small purchases/pay bill) and because of unknown reason on credit report. Not all plans are available in all physicians' offices, and additional plans may be offered. They are legal thieves! California Residents: Visit this page to request that we Do Not Sell My Personal Information. Apparently the cards were intercepted by a thief while in transit because Comenity called to tell me they suspected fraudulent transactions on the cards. Portfolio/Rausch Sturm. I WILL NEVER DEAL WITH COMENITY BANK AGAIN. Why do you need my Social Security number? Get my next statement from them and it has $28 late fee and $5 interest and shows my payment was received on the 15th. I was also paid a month in advance, however I was still hit for a late fee for not making my payment on time (even though I've overpaid every 2 weeks and was over a month ahead of schedule for payments on purpose). In addition, he formulates a detailed, customized schedule for how to manage any potential discomfort in the days and weeks following treatment, effectively helping to further improveand even expeditethe overall healing process. They need to stop sending me letters. Unfair and inconsiderate. Like, Wenger v. Trans Union Corp., No. I called to make sure they had done exactly that not once or twice but three times and this month they started sending me letters, calling me non stop about me owing them money. They completely ruined my credit score!!!! If they had applied the money correctly to the oldest promo it would have been paid. So, for $6.30 of interest, they have lost a customer and they don't care because I don't carry a balance.